Friday, February 27, 2009

It's no wonder I'm nuts...

I have lots of dreams with the following recurring nearly all the time...

1) I am at my parents house here. While they live in the house they live in now, they have a house they are building just behind it, that is somewhat expansive. Hard to explain but it takes up a lot of square footage while being very simple, one-story, it's just a lot of room. The house seems to be large, a maze, never quite completed, but it has roof, walls, floor...

2) I can't find my car and it's usually my old Pontiac Grand Am that I used to own. It was my favorite car. I can never find the car.

3) When I am trying to find my car I am usually at my old high school. I thought I parked in front but I wound up parking way in the back near the football field.

4) I am at my parents house and I need to go to work but there aren't enough vehicles. My brother and sister live there and they need to use the car too.

Many of my dreams revolve around cars.

Here's something new that's popping up.

I was in my old bedroom in my parents house and a squirrel was storing acorns up near the ceiling in the closet. I actually got to pick up one of the squirrels, it was a real little one. It bit me but I figured young squirrels don't have rabies. I tried to seal up the hole but it kept coming back in.

I think this stems from the fact that just after our landlord spent $1361 so we could repair a wall in one of our bathrooms due to a former leaky ceiling which ruined the wall. Once we had the wall off inside and out, the repair man noticed something ELSE---a huge hole in the floor under the tub and around the pipe coming out of the tub. Seems the asshole manufacturers never sealed it when they built the place and a squirrel found it and made it his home, storing thousands of acorns there and making a general ruckus at night driving Pebbles crazy. Now we see that some insulation under our other bathroom is torn out and we hear noises and we're pretty sure squirrels are in there too.

Wednesday, February 25, 2009

It's what got us into this mess

One of the things that caused the housing market to collapse is because people who did not quality for mortgages under normal circumstances, were qualified in accordance with the federal government's Community Reinvestment Act. I'm sure I'm not the only one who remembers George Bush and members of Congress lecturing to us about the importance of home ownership. I remember Bush's comments that "everyone deserves to own a home". I wanted to reach through my TV screen and throttle the man and say "No! Only people who can make the payments and understand the contract should buy a home!"

Home ownership is a big expense and responsibility and should not be taken lightly. Home ownership is not a right, it's a privilege. The federal government strongly encouraged lenders to make loans to people who under normal circumstances just did not qualify. Not only did they not qualify but they also did not understand the terms of their contract. They did not understand ARM, balloon payments, fixed mortgages, points, interest-only, etc. I can't tell you how many people I've talked to over the last few years who were so proud of their first home--but it was purchased with an interest-only loan. Some of these people are college students in debt who had no business buying a home.

The reason I bring all this up is because we have yet another proposed plan in Houston, Texas in which the city would give (yes, just GIVE!) $3,000 to first-time homebuyers so they could pay down credit card debt to increase their credit score and qualify for a mortgage.

I can't believe Mayor Bill White of Houston actually thought this should have gone for a vote. The mere fact this was proposed and up for vote should have gotten every SOB who backed it---FIRED. The people of Houston should be livid that this was even on the table. The only reason the Mayor backed down is because the PEOPLE found out about it and raised holy hell.

From the Houston Chronicle

Councilman Jarvis Johnson said the city should continue to help people move
from renting to owning.

"But I do believe we can do it in a better way, a more thoughtful way,"
he said.

The money from this "Credit Score Enhancement Program" amounted to $444,000 and is what was left of funds appropriated for emergency home repairs from Hurricane Ike.

Instead of giving this money away to people to pay off debt, how about giving it back to the taxpayers? Gee, what a concept!

Yes, it's great this was taken off the table but the fact that it was even being considered is very scary indeed. The people of Houston should show their anger over this at the polls in the next city election!

Sunday, February 22, 2009

You want to spend my money on WHAT?

Friday, February 13, 2009

The strange disappearance of Haleigh Cummings

There's something strange about the situation surrounding the disappearance of Haleigh Cummings. I guess I was a little shocked that her 25-year old father, who had obtained full custody of the two chlidren, ages 5 and 3, from their mother, would have his 17-year old girlfriend move in after only knowing her five months, and put her in charge of taking care of his kids full-time.

Now I'm hoping teenager Misty Croslin, the 17-year old high school dropout with no job, doesn't have anything to do with this disappearance but it is mighty suspicious. First off, what in hell is a 25-year old man doing with a 17-year old girl? I know, there isn't much age difference but she IS 17 years old, she's considered underage. Second, who invites a person they've been dating FIVE months to move in with them? And third, who gives total responsibility for the child-rearing to that 17-year old?

Misty Croslin claims that she has plenty of experience with children because she's been babysitting since she was 11 years old. But there's a big difference between babysitting and being a mom, which is essentially what she was to these kids. This man put not only his kids but this girl in a very bad position. You just don't hand your kids over to anyone to be raised, that's just not how it works.

And now we'll see what happens. I hope I'm wrong but I don't think so.

Tuesday, February 10, 2009

Helping the animals in Australia...

Victoria, Australia is several thousand miles from me, but I felt compelled to donate to help Victoria Wildlife because those people have been working non-stop rescuing and caring for the animals both domestic and wild which have been harmed by the awful wildfires. Millions of animals have been lost. This article tells you just a very tiny bit of what they've had to deal with lately.

Crying about it isn't enough, and Lord knows I did enough of that. It was time that I did something where I could feel like I was making a difference. My donation combined with others will do a great deal for the cause.

If you can donate, just a few dollars, it would really help. You can find the link on the Victoria Wildlife website above.

Thursday, February 05, 2009

Stimulus package is half spending...translates into pork...

If you take the $780,000,000,000 and divide it up among 300 million people in this country, that comes to $2600 per person.

Now suppose instead of throwing all that money at bullshit projects, people who don't pay taxes, or giving a measly $600 to single taxpayers and $1000 for taxpaying married couples, say that we divide it among the "taxpayers" ONLY and say that number is just half - 150 million. That comes to $5200 per every taxpayer in America. A single taxpayer could make quite a dent with that much money and even better--a married couple would have $10,400. What could THEY do with that?

Ask yourself, what would you do with it?

If you want to see the latest stimulus package, go to the legislative area of the Library of Congress website. Click here ----> HR1: The American Recovery and Reinvestment Act of 2009

This thing is close to being passed. It's nearly 50% pork. We can't let it pass.