Still working through the SCOTUS ruling and posting questions/comments as I read through it. Feel free to leave your comments, suggestions or questions here...
"shared responsibility payment" is essentially what Congress calls the
penalty (SCOTUS refers to it very distinctly as a "tax") for not
purchasing health insurance. It's 2.5% of household income, no less than
$695 but no more than the cost of the premium for 60% of ten major
services (hospitalization, prescriptions, etc).
Now, say Joe Smith doesn't have employer assisted insurance and doesn't
buy a plan of his own but during the course of the year he does NOT
utilize any medical services. It's not unheard of, a lot of people do
not have the need to see a doctor during the course of a year.
Given this, why should Joe Smith have to pay this "shared responsibility payment"?
Now, if this payment is meant to offset HIS cost of health care, he shouldn't have to pay it.
However, if this payment is really meant to help offset the cost of everyone else's health care, then that's a different story.
The individual who does not purchase the insurance is being penalized
for just that--NOT purchasing insurance on him/herself and possibly burdening the rest of us with the cost. That individual is not being penalized for not
contributing to pay for someone else's health care.
So... what really is going on